| The wind storm broke a window in my house and I cut my arm badly on a piece of glass... |
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Driver
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that fell out of the window. l had to have NINE stitches and l was wondering how much l should ask for from our home owners insurance?
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dwi
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Homeowners' insurance does not cover your medical costs.
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Gadget
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Medical coverage in your Homeowners policy only covers your guests not insureds.
So, your homeowners policy will pay for the glass, and your Medical Insurance will pay for your arm.
Learner
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Drunk
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You can ask for anything you want, but you wo not get anything.
Your homeowners policy does not pay for your medical bills. You have to submit them to your HEALTH insurance.
Medical payments on a homeowners policy, is for people who DON'T live there. NON RESIDENTS. And it is limited to medical bills ONLY.
You have to sue whoever caused the injury. And the homeowners policy wo not kick in, because you live there.
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Coach
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Home insurance covers lots of different things. l am not familiar with all the fine print of my policy, but my home insurance agent is always a phone call away. Try calling your agent or a homeowners agent in your city. http://usinsuranceadvisor.com/Home-Insurance.html They will be able to assist you.
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