| Losing current health insurance, pre-existing conditio |
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Pulse
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My husband and l are having our second child in november.My son, husband, and l all are covered under my insurance right now, and the plan is for me not to return to work afterwards to stay home with the children.However, my husband was just recently diagnosed with MS.how likely is it that he will be able to receive insurance offered through his employer despite his pre existing condition?
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Cool
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As long as he is under a group health plan sponored by an employer, once he is elig he should get credible coverage credit for being under your plan. Check the rules of Hippa, the insurance portability act.
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electrode
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it depends on ta Insurance company that you have..and most or almost all of them will not cover you, some will but will charge you extra, try primerica see if it works out
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Melody
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it depend on policy term and conditions that explain in employer insurance policy
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Coach
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What Fred said. Group insurance can not underwrite individually - they have to take all comers. As long as any lapse in coverage between two plans is less than 63 days, they can not exclude any preexisting conditions.
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Kim
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Generally as long as ur husband has maintained continuous coverage for the 6-12 months prior to beginning coverage on the group plan then the employer cannot exclude coverage for pre-existing conditions.
If u think that the group plan may not work out then u will want to investigate & determine whether u r eligible for a HIPAA health insurance plan that is guaranteed issue & covers all pre-existing conditions.
Here is some more information with the 6 requirements for being eligible for HIPAA:
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