l need a brief explanation of the different types of insurances.. requisites.. and conecpts..
Thanx
l mean property insurance, shipment insurance.. related to international commerce.. all the types of insurance that exist..
This is an academic insurance.. I am not trying to buy or hire any type of insurance.. I am trying to understand ''insurances'' and need to know all the different types..
l meand ACADEMIC QUESTION.. sorry

Term is the cheapest & easiest to obtain, in terms of ur physical health. Term insurance is just that. Life insurance for a term of period of years. Universal life is a cross between term & whole life. It offers the advantage of the lower cost of term with some cash benefits. Whole life is the most expensive way to go & requires the most inquiries into ur health at this time. From about the third year into the policy, the whole life will start gaining a ''Cash Value meaning that u could borrow from the policy, use the policy as equity or collateral.

Good insurance? Do u mean rental insurance on the property in ur rental home? This is a property & casualty line & u will need to look at someone like State Farm, or ur current auto carrier to get this. Is this what u r talking about?

Property insurance could be renters insurance. Shipping insurance sounds like your moving. You should check with your moving company to see if they have insurance or provide you with any (or maybe can sell you some).